Sellers: As we hammer out your transaction, we'll not only work to get the very best sales price, but we'll also campaign for limited closing costs. And once we've reached an agreement, we'll walk you through the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're purchasing a house in Kern County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not stunned when you reach the closing table. We'll be willing to look at the GFE with you, answering your questions and highlighting any estimates of concern.